A Hanging Woman?

I'm pretty scared about all this. I've been living in this apartment for a few months now, and at first nothing out of the ordinary happened. But for at least a month now, I've been hearing whispers when I'm in bed (this has happened a lot over the past few years) and when I'm sometimes simply walking around the house.

I've seen a shadow-man come out of the bathroom, and I feel like something is watching me. I've also been having a lot more nightmares than normal.

Now, the main thing that I see, I see most every night. Over by my mom's bed, right above her lamp, it looks like a hanging woman. I can see the feet and a dress clearly, and the top part is a bit blurry, but it looks like a head bent at the neck, as if broken or hanging.

And it seems to move side to side, as if swinging a bit. It seems to always be there, no matter how much light is in the room (at night, unless a light is actually turned on) and it's the same every night. Sometimes it is not there, but usually it is.

I'm pretty scared, although it doesn't seem to want to hurt me. Yet. (Knocks on wood.)

I also hear whispering when I'm laying in bed, and it sounds female, although I can't hear what is being said. Sometimes I don't want to get out of bed either, just because of this. I feel like it's watching me. And I sometimes see things out of the corner of my eye. But this could all be my imagination, I guess.

I've heard whispers for years, so much in fact that I have to cover my ears at night to sleep.

What do you guys think?