This happened when I was in Baguio (Philippines), the summer capital of my hometown. I rented a room at my friends house, the room was next to the kitchen downstairs. It has 2 doors, one is just right opposite the bathroom. My friends were planning to go out that night, sad at my part because I was sick, I needed to stay home. Half lonely, when they left I bid them good night.
When I was at my bed trying to get some sleep, I heard someone moan on the other bed, you see my room has 2 beds facing each other only a small cupboard to separate it. I'm on my side facing the wall and thinking of my friends having good time without me, when I heard another moan, this time it's louder than the first. I didn't bother to check it or make any reactions with it since I was thinking that maybe I was delirious. And I heard it again, the only difference is this time I heard the creaking of the bed as if someone was really there moving. I told myself to leave it alone and just go to sleep since maybe we are both sick. (funny and stupid of me). Maybe that "it" wanted me to keep awake all night or wanted me out of the room.
I was only 2 weeks in that room and that was the first time I heard something like that. I knew someone had died there but it was my friends aunt. The moaning continues with the creaking of the bed and this time, I heard a light coughing. That was the time decided to go out of the room and go speak to my friends mom about it. I counted 5 and quickly stood up without looking at the other bed, I didn't feel dizzy or sick that time, I really wanted to go out. As I spoke to my friends mom, she told me that it was her sister. So, she went down to my room and I heard her talking in front of the door of my room:
"Stop bothering the girl, she's here renting the room. You should be grateful because she helps us pay the electricity and she even shares the food."
She went up and told me that her sister won't bother me anymore. Still, I stayed up with her until my friend came and she sleeps with me in my room. I didn't hear or feel anything after that. Maybe, she accepted me as part of her family but I heard more things in that house after the incident with my friends aunt. I heard chains being dragged, footsteps on the stairway, little voices, doors being opened and close but nobody was there.
I was a bit scared but I let it go since they don't bother me and not hurting anyone. They're just there, maybe doing their old routine when they were still alive. Who knows?
I'm also curious as to why you've heard chains dragging... I don't see how it would go with the aunt being ill, so maybe more than one spirit is inhabiting that place.