I am a descendant from a wealthy landowner's Hindu family from the Punjab, India. This incident happened with my father in 1981 when he was sixteen years old. My father unlike his other siblings was least interested in studies so he helped my grandfather in the family business; which was wine contracting. My grandfather owned twenty two liquor stores at one point but the whole family being orthodox never tasted a drop of liquor. My family home was in a town about sixteen km away from Sub Division Dasuya in Distt. Hoshiarpur in Punjab.
It was late at night all the servants had left and my father was there doing the accounting. He looked at the time it was midnight! My father quickly packed everything and locked up the shop and started his Bullet. He was driving really fast as it was a chilly night and since it was 1981 his only source of light was his bike's headlight and the occasional streetlight. Midway through my father was getting close to a place where there was a railroad crossing on the side of the road not the middle. All of a sudden my father claims, he heard the blow of a train coming from a distance and saw headlights and he began to slow down until he stopped in front of the crossing opposite a peepal tree. He then said he saw his front tire go off his bike and it kept rolling back and forward in front of him, the train was coming closer... Jerk! My father jerked his head, it was so quiet you could hear a pin drop except the sound of the night, no train and his wheel was okay!
My father felt a breeze on his right leg. In front of him he saw a state bank of India which had a wall light he rolled his bike forward and went under the light, his wheel was fine but his pants on the right leg were ripped from his groin region to the ankle! What was this my father was confused. He started his bike and did not stop until he reached home. My grandmother and grandfather were worried sick!
My father explained the whole situation, suddenly my grandfather's face had an expression, he said he knows the reason that happened; many years ago on that exact spot, two women who were presumably Sikh women, were hit by a truck there and died on the spot but no one performed there death rights so they still haunted that place. Now my family are Shaivities and we worship Shiva and Devi but also a regional child God called Baba Balak Nath who is an incarnation of Shiva and his son Kartikeya. My grandparents did not have a heir after three daughters so they worship Baba Balak Nath and were granted my father and followed by my uncle. The males in my family wear a raksha kavach of Baba Balak Nath and that is why my father was unharmed.
Many people had this experience before and after my father, so the Sikh community holds a special service on the exact spot every year to appease the souls of those two women. Even to this day when my father drives on this road when we visit India, he always says a prayer when we pass that peepal tree.