I'm sorry that I haven't been to this in a while. But I had to come back to the site to post this story while my memory was still fresh with the details.
Currently, I am in Australia with my family for my cousin's wedding (already happened on August 20th, 2011). My family and I arrived in Brisbane, Australia on August 8, 2011, and then went to Sydney, Australia a week later for the wedding. My cousin and her husband arranged for my family, uncle and aunt (cousin's parents) and other cousin (her brother) to stay at a rented apartment complex (it was really huge and nice) for a week leading up to the wedding and two days after. The apartment was located in Woollahra City in the Bondi area. It was in the perfect place. About a two minute walk to the mall (I think its call the Westcliff Mall; for those who live in Australia, it's the mall with six floors) and about 20 minutes from Bondi beach and the Opera House (where the wedding took place).
Before I start with what happened, I would like to describe the apartment. From the outside facing the street, there is a physiotherapy place and another office. Then if you go to the left side (if you are facing the apartment), this is where the garbage and recycle bins are kept with access from the back of the building for people living upstairs. If you go the right, there are stairs leading to the second floor apartments (there are only two apartments so there is a lot of space). Once you enter the door there is a spiral stairs that lead to the second floor. The second floor has an open space in the front with a bench to work and a room with two beds, televisions, and an Xbox 360 system. Back on the main floor if you walk further in, on the right side there is room #2 with bunk beds, wardrobe and a window ledge where you can sit by the window (there are many of these around the apartment). This room also has a door that connects to master bedroom/bathroom #2. Back in the hallway, if you walk further in, there is a small section off to the left where there are three rooms: room # 3 with two single beds and storage area for clothes and a window bench, bathroom #1, and a closet with the washing machine and dryer. Walking further into the apartment on there is one large room. On the immediate left side is the kitchen with an island table, in the area in the front of the kitchen is the dining table area and the area to the right is the living room area with a sectional sofa and a door leading to the master bedroom.
Initially, when my family, aunt, uncle, two cousins, and I settled in the apartment, I got the second floor all to myself. My brother and sister got the bunk bed room, my cousins got the room to the beside the laundry closet, my mother and aunt shared the bed in the master bedroom, my uncle slept on the floor using the cushions from the window ledge seats around main living/dining room area and my dad slept on one side of the sectional sofa. My cousin's husband was staying at his parents' place, who lived there. Then my aunt's brother (I consider him an uncle also) from England came directly to Sydney with his three kids to join us. I got kicked out of the second floor room when my uncle from England and the two boys took that room. My uncle's daughter took the second bed in the room near the laundry closet when my cousin when to the hotel with the bridesmaids. I got to sleep on the other side of the sectional sofa.
I had the unfortunate luck of getting my period the Monday we arrive at the apartment and I had really bad lower back cramps because of it, so I was getting up two or three times during the night (believe me, it's not fun). This incident happened the Saturday night after my cousin's wedding. We were all back from the wedding, I was finally out of the sari (it's so uncomfortable), and everyone had settled down for the night. I slept like a baby as soon I lay down but I woke up again about 2:30am.
I slowly went to the washroom with my back cramp then came out and decided to make a cup of tea so I can relax a little bit before I go back to go to sleep. Soon after I filled the electrical kettle with water and set it to heat, I started hearing this low jingle sound. I knew it wasn't the kettle because I just set it and you would hear a click sound when it was done. My second thought was that someone's cell phone was going off, so I went to each room (even the second floor) to find the source of the cell phone and/or other electronic ring, but found none. My third thought was that my brain was probably still in a sleepy fog so I was hearing things.
I went back to the kitchen and made my tea and went back to the living room. I decided to watch a movie on my laptop while drinking my tea. At this point in time, not only did the jingle sound get louder but I also heard the sound of horse hooves and it sounded like it was right outside the building. I looked around to see that nobody got up, not even my uncle who was a light sleeper and was sleeping on the floor in the dining room area. I got up from the sofa and went to one of the windows in the dining room and looked outside. This window faced the side of the building where the main entrance is. Next to the building is a connected pathway/park then beside that is a Catholic primary school.
Anyways, I looked out the window to see nothing, but I still heard the jingle and hoof sounds really clearly. I was about to look away and wake my uncle and tell him about the sounds when I saw a black horse drawn carriage come into the park next to the building and stop beside the main entrance. When I say black, I mean everything was black. The two horses were black; the carriage (you know those old Victorian style ones?) was black; and above all the guy that was riding the carriage was dressed in all black. Thinking back, I never saw any of his features but just felt that he was a guy.
Before I continue, I would like to give a small reminder. The outside stairs lead to the main entrance and then once inside there are two sets of stairs. One leading to the apartment that we were renting for the week and the second one leads to the apartment that is rented by an elderly lady for many years. In the time we spend at the apartment, we got to know the elderly lady and she was a healthy 80 year old woman.
Anyway, the guy on the carriage stayed there for a minute and then got off the carriage and opened the carriage doors. Within 30 seconds, the neighbour lady came out of the apartment and headed to the carriage. Just as she was about to get in the carriage, she looked about at me and waved. I don't know if I waved or not because I think I was going to a state of shock at what I was seeing. The difference in the neighbour was that she was not in her formal dress that she usually wears but she wasn't wearing her fancy hat. Also, she had a small mark on her forehead. The neighbour got into the carriage and the carriage drove off and when it got to the other end of the park, it disappeared.
I must have been sitting there for about 15 minutes when my uncle woke up and asked what I was doing up. I told him my back was hurting that was why I sitting on the bench. My uncle told me to go to sleep because everyone was going sightseeing the next day. I turned off the laptop and went to bed without drinking my tea. I was the last one to wake the next morning and I woke to the ambulance leaving. I was informed that the elderly neighbour had slipped and hit her head on the dining table. The owner of the building had come to collect the rent in the morning and when nobody answered and the dog was barking, he opened the door with the master key to find the lady dead. It was then I realized what happened last night.
I told my family what happened last night and the first person to react was my aunt. She took me to the nearby church and blessed me and told me that what I saw was the death carriage and prayed over me to make sure that nothing happened to me or the family.
Update:
I went back and read some of the stories on this site and I found that there are similar stories like what I experienced. Also, this is the first time I witnessed a spirit with my naked eye.