Woman Calling My Name

To start this story off, I'd like to mention that this only happened when I was about 10, so I may have forgotten a couple of details but this is how I remember it. My house was built by my family, so there is no history to it, so I'm a little confused as to what had happened.

So one night, I was fast asleep, just a normal night. Around 1am I usually always woke up, it was just something that I was used to and I usually just fell straight back asleep. But this night was different; I was awoken around this time by somebody calling my name. They called it about three times. At first I thought it was my mum waking me up for some unknown reason, so I roughly asked "WHAT?!".

They never replied, so I looked up at the person. I didn't recognise her at all, they were about 60-70 years of age, with white/grey hair and a long white gown on. I was probably staring at this person for what felt like an eternity, but was probably only like a couple of seconds until I realised I could see the photo frame behind her. I was looking straight through this person. So being a 10 year old, I screamed as loud as I could and threw my blankets over my head and shut my eyes as hard as I could until my mum ran in asking what happened. Being this age, I didn't want to tell my mum what had happened, I felt stupid and uneasy.

I've had my theories that it could of been one of my grandparents that had passed, but I'd never met them before in my life so I didn't understand why they'd come visit me.

Other then that I haven't had many major things happen that are unexplanable. The only things are sounds of footsteps and my dogs occasionally barking/staring at a corner of a room.

Please do comment if you have any theories.