Apparition On Water

My first time posting on this forum. I've been experiencing unexplainable phenomena ever since I can remember. I want to engage with opinions from different backgrounds about my experiences. I'm open to discussion and no opinion you form about it is unwelcome. In any case, I'll skip to the experience itself. I'm about 10 at the time of experiencing this.

I grew up with Grandparents in rural Mymensingh. Theirs was a tin-shed house, about a hundred meters away from a vehicle-worthy road. The earthen path that connected my grandparent's house to that road wound around a deep pond and went through a bamboo bush. In November of 2011, we were visiting my grandparents. My father had taken me to the bazaar in the evening to buy some groceries, and then sent me back with them and told me to come back with some money because he wanted to gamble with his old friends.

While going back to the house with groceries, I heard a sound in the water as I passed by the pond. It was a splash, but a quiet and oddly drawn-out one. I stopped to see what was making that noise. There was a half-moon in the sky, but the shadows of the bamboo bush fell on the pond, obscuring my view. But the water rippled and lapped, and whatever had entered the water seemed to move quietly. After straining my eyes for a bit but able to discern nothing, I concluded that it was some kind of animal and moved on.

The wind picked up while I was at my Grandparent's house, and when I was going back to my father with the gambling money, the bamboo bushes were too loud for me to hear anything of what was going on at the pond.

I stayed with my father and his friends with an hour or so more, before starting on my way towards my grandparent's house again.

The moon had lowered in the sky now, and the shadows had lengthened. I had to focus fully on the path before me as I walked. So I had not looked at the pond until I heard someone stepping on water. I looked towards the source of that sound and there she was.

A woman sat cross-legged above the water. Her skin was white (pearl white, I think. This was a very long ago, and I'm only placing this in retrospect) and seemed to exude a pale white glow. Somehow like moonlight, but there was no way the moonlight reached her where she sat on the pond. Her hair, somehow darker than the shadows in the background, flowed weightlessly in the air. Her whole being seemed to be weightlessly floating above the water. Bobbing up and down slightly. I thought her eyes were closed but when I looked at them I realized that they were just the same white as her skin. And they were trained on me.

So I ran. There wasn't anything in my hand, and by some miracle, I didn't stumble and fall even once. I ran all the way to my grandparent's house, crying and stuff. They asked me what happened and after some deliberation, I told them I saw a snake. As a ten year old, it was a bit too embarrassing to say that I saw a nude female ghost. I was laughed at for being that scared of snakes anyway, maybe I should've just told them what I saw. My father came back at around midnight, and he seemed to not see anything.

My grandpa died in 2020, and afterwards, my grandma decided to drain the pond and fill it up. They found an old lock with some hair tied to it at the spot that I saw her. Maybe that's related.

Anyway, that's my experience. What do you think of it? Have you experienced/heard of something similar? I'm excited to see how you interpret what happened.